This is Day 1 of the 21-Day Journaling Challenge held in Nov 2011. The challenge is now over but you can do the tasks in your own time. Visit the overview page for all the challenge tasks.
Hi everyone! Welcome to Day 1 of the 21-Day Journaling Challenge aka 21DJC!First off, I’m blown away by your enthusiasm for the challenge. Many of you jumped on board upon the opening for sign ups three days ago. Some of you have experience journaling in the past, while the rest of you do not journal but are keen to give it a shot. We now have an amazing 428 official, registered participants and it’s increasing as we speak!For the 428 of you who have registered, I want you to give yourself a pat on your back. Because you have put your name up for the challenge, you have sent out the intention to the universe that you want to grow. And trust me — it’s going to happen in this 21-day journaling challenge. As long as you commit yourself to journaling the assigned questions every day, you WILL grow — in your consciousness, in self-awareness, and in your connection with your inner self.
Seriously — what would you do? Would you save them in a bank? Would you use them to buy stocks? Would you share them with other people? Would you invest the money in your business? Would you give them away to charity? Would you quit what you’re doing and start a whole new life?What would you do with your million dollars?(Today’s question can be found in #45 of 101 Important Questions To Ask Yourself In Life.)

Read: 8 Tips To Excel in 21DJC
I’ve written a list of 8 Tips To Excel in 21DJC in the announcement post. Please make sure you read them and follow them to a tee to get the best out of the challenge.Please Use Proper English
Because this is a journaling challenge and there will likely be long passages of text, I require the cooperation of everyone to follow Tip #6 in particular — which is on using proper capitalization, punctuation, spelling, and grammar in your answers.I noticed some registrants using chat speak when signing up (e.g. “i did all d thing wid ney email id”) and some registrants using full caps (e.g. “I LOVE THIS IDEA AND I WOULD LIKE TO SIGN UP FOR THE CHALLENGE”). While it’s only a small handful of registrants, it’s enough to ruin the experience of the challenge for everyone.We’re doing this as a community, so let’s be considerate to everyone who will be reading our answers. Use capital letters if it’s the first letter of the sentence and small letters for the rest. Use proper English words that you’d find in a dictionary, not chat speak. Punctuate accordingly: use commas and semicolons where necessary and avoid run-on sentences. Do a quick scan to make sure your spelling is right before you post your answers. Let’s make this a positive experience for everyone taking part!(For participants who do not comply with #6, I’m afraid I’d have to remove your posts for the benefit of the community. I seek your understanding on this. Thank you!)With that said, let’s now move to our first question, shall we? ;)21DJC Day 1
Today’s question is a simple, age-old, yet powerful question:What Would You Do If You Have 1 Million Dollars?

Your Task Today:
- Reflect and answer today’s question. Like I mentioned in Tip #4 of 8 Tips To Excel in 21DJC, there’s no word limit – whether minimum or maximum. Write as few or as many words as you want. It’s all up to what you want to express!
- Share your answer. After you are done writing, copy and paste your answer in the comments area and post it there.
- Check out other participants’ answers. Other participants will be sharing their answers too, so feel free to read and reply to their answers. This is a group course, so let’s support each other in these 21 days.
(Images: Empty book for journaling, Money notes)
I would GIVE (some to family and others in need) then invest; build a house from scratch and travel, travel,, if there is any left deposit in a bank.
If I had a million dollars, first I would exchange it into pounds! Then I would invest half of it. I’d probably have to pay someone to tell me how to invest it because I don’t think a post office savings account would cut it. And then I’d have the huge dilema of a risky investment with high return Vs a safe investment at low return. Decisions, decisions.
As for the spending of it top of the list would be a trip to Disney Land, Florida. I’m nearly 30 and it’s a travesty that I’ve never been, as much for seeing Mickey and Minnie as the thrills and spill of the rides. This would be the start of the trip of a life time and would be with my close family including my new niece. Then I don’t know if I’d travel round the world, I want to see it all, but do it in style, so maybe in bitesize chunks. And really I need to find someone to share it with first, so would invest a few quid on some online dating sites, ooh or maybe a professional match making service. I’d also join a gym with a sauna and spa pool, and get a massage at least once a week. (ahh bliss). I’d either pay off my parents’ mortgage or buy us a (small) mansion and they could have a wing to live in (maybe after my investments have matured for this one!) Then I’d buy myself a new car, not necessarily something expensive or flashy but something reliable and comfortable. And a BMW for my dad because that was always the deal when I finished uni and got that well paid job I’d buy him a BMW. (I graduated 7 years ago and the BMW pay check is still a million light years away). I’d also want to make sure that my grandparents are comfortable in their old age, not to mention creating a future wedding fund and children fund. And of course in there I should some donate some to charity, I don’t know which one as there are so many worthy ones how do you chose. Erm have I run out of money yet…? Because I’d also like to cross off all the things on my 30 before 30 like hot air ballooning, wine tasting, flying in a helicopter…maybe the question I should’ve answered is what would you do if you had 10 million dollars!
If I have a million dollars, firstly I would say, Thanks You God! Smile whole day and try to stay sane. Simply I will use the money according to my current needs and priorities at that time. Of course, pay all my and my husband’s debt. It’s a freedom and a wish come true to be debt less for second class people like us.
Secondly, make my parents happy (send them for holiday travel overseas or where ever they wanted) because they spend all their lifetime working hard for their children and never have the time to enjoy themselves.
I’ll save and invest half of the money into low-risk investment plans/real estate. I’ll put the money into savings for my children future education expenses and our family health insurance. Education is the most important for our children because without education, we are nothing and useless. No education, no work for you and that means no food to put inside your mouth. Health is very important too since no one can buy a healthy body forever. No one knows someday you’ll end up with illness and unable to work. Who is going to feed the children and pay for the hospital expenses?
Donate the money to the poor and needful through our church. You’ll never know when you’ll be the poor and needful people in return in the future and how grateful you’ll be when there’s a helping hand in need.
Maybe I’ll start up a business for my husband, a construction company because that’s what he’s best at doing. I will not quit my job as a nurse in government sector. Helping and treating sick patients is my passion. Maybe I’ll further my education in nursing while working. Buying new and unnecessary stuff or gadgets would be out of my list because I was raised and live in a world where I saw what poverty can do and rich people can turn into poor overnight just because of overspending, debt and wrong choices. I don’t even own a single credit card because I feel very sorry for myself later if I ended up unable to sleep each night because I’ve spent more than I can afford.
I believe in living a life moderately (financially) that is spending money smartly and still enjoy life to the fullest. Maybe most of us will think that buying branded clothes or flashy cars or big houses makes you are the most successful person, but I believe that most of them would spend less time with their family and children because they have to work hard to pay for the installments and their credit cards! These are people who love extreme life who never feel peaceful life and money is never enough for them.
If I really do have 1 million dollars, I would really think deeply on how to save it and spend it smartly and wisely. I’ll be saying to myself, “Jessica stop being a retard with full of egos!”
Money money money…
Something necessary to survive these days, unless you inherited a plot of land and are an inventor who can create electricity out of water. Well I suppose if you had the land, enough of it, you could live without the electricity. But you would be working to survive just the same. You would also need a wealth of knowledge forgotten. Sure would be rough!
Through the fantasy I step.
The door bell sounds, the dog barks, or is it the other way around? It is a carrier with a delivery requiring a signature. The important part of the letter reads last heir. One million dollars.
My world is suddenly changed and before me I have many choices. The only thing for certain I know, is I want to make a difference. Money doesn’t mean much to me, it is nothing more than an ends to a mean. If however, I use it wisely I can make a difference.
Off to school I go to get a degree in psychology because with that degree I can help others and be more self sufficient.
I would open a book store of sorts where people gather to share knowledge. I would also seek out the adventurers the philosophers of our times to create a board of directors as well as people who have the mind set for how to make ideas work, and investors or people who know how to generate more money out of what you have. I would look for the people who could most benefit the ones who could also make their mark on our society and seek them out. Scholarships would be set up, for these people should they need them, in exchange for their effort to effect change.
I hope I could instill in these people the necessity each one plays, that it is important for the group as a whole and the agenda to maintain their own opinions to use each others strengths for the good of all. It is important in our society that we learn to embrace ourselves, develop tolerance for those who are different, instead of judging each other and using a social “norm” to create social compliance.
I might even seek to totally re work the education system, or to at least get the ball rolling. It’s broken, we all know that. Yet we are still trying to make artists learn math, and scientist learn literature. This is the part of the beauty in how we all work together, we all have our own area where we shine. If we could only feed that, and realize the potential behind everyone’s gift how much of a difference could that then make?
For myself, I would run a typical office for the psychology two maybe three days a week, the remainder, I would be offering services for those who need the help but can’t afford to pay for it, maybe under the title of life coach.
Altruistic? Maybe so, but if I had the opportunity to do this very thing, this is exactly what I would do.
Donna
A million dollar is a big amount of money, but not big enough to realize all my dreams. However, it can be a good start. If I have a million dollar now on my bank account I will make sure that I will stop paying rent and buy my own house. This is the first step; the second one is going to be investment. I am dreaming of buying two flats, furnish them and rent them. This is going to be a good investment specially because I live in Europe and this is a very good business. I am going to give part of the money to needy relatives to make their own projects, after making sure that my daughter finishes her Masters. A million dollar is good thing but not everything, as it also needs a lot of honest work and proper management.
I have probably dreamed of this very thing many times, especially when I am without cash and need some. I always think, “if only I had a million dollars, life would be great, I could do 1.2.3…etc.”
When this question came as the first day, I really had to take a step back and think about what having one million dollars would be like, so I could imagine what I would do with the money.
At first, I think it would be scary, especially if I suddenly came into that amount of money, in a public way such as a lottery. I imagine that so many people would want my attention and a piece of the money. I would be afraid at first and probably want to develop an action plan before claiming my prize.
My action plan would include seeing a number of professionals. A lawyer to make sure that my money was going to be protected from any legal claims. The bank to find the best way to invest the money to get the best interest rates and returns and make the money last. A travel agent to book a much fantasized vacation to the Serengetti National Park in Tanzania, Africa to get away from the world for a while, to appreciate what I have, and spend time exploring with my husband and children. A realtor to see what I could afford and finally having the house in my dreams become a reality. A therapist to get over the guilt of not doing every thing for everybody in my extended family and network of friends.
Finally I would see my boss to tell him good-bye once all of my other plans are in place. Quitting my job would not be easy. I do enjoy the challenges and the friendship of my co-workers, but having experienced other people winning large sums at my workplace, there is a jealousy that can creep in over time with your co-workers that can make the work environment unpleasant. Many people say that they would keep on working at the same place, but in my experience that is not so easy. Better to look around and make a fresh start somewhere else, where they do not know how much money you have or what you have.
In my daily life I try to give back already, so I would not change my views on philanthropy, I just may give more to the current causes I support. The United Way; Susan G Komen Breast Cancer Foundation; Heart and Stroke Foundation; Samaritan’s Purse; World Wildlife Fund; Canadian Wildlife Federation; and the University of Guelph Alumni Fund would all continue to receive charitable donations from me.
I would set up a trust fund for my children with some of the money. I have always wanted to make sure that they are taken care of, and this would help to ensure that their future would be okay. With the money set aside for them, I would no longer have to worry about their university education, their weddings (if those are still cool in the 22nd century??), my grandchildren, etc.
I would also want to make sure that there was enough money for my husband to put more focus on him too. Perhaps even he would be able to quit his job and do something else too, or we could spend more time together doing the things we never seem to have time for with both of us working and running the kids around.
Finally, I would put more focus on me, set up a room for my art projects, a home gym so I don’t have to go out on chilly days, a giant training area for my dog to run around in and do agility stuff, a giant closet for all of my clothes to be in the same closet, and hire a cleaning person and lawn maintenance service to do the tasks that take me away from doing the things I want to do. I would also probably like to pursue a Master’s degree, perhaps on a part time basis.
In looking at my list, I certainly have a lot of things I want to do. Perhaps I need to add some of these things to my 5 year plan. Some of these are probably doable with a plan. In the meantime, I will continue to dream, and plan.
I like to think that I would donate it all but I can’t guarauntee it!
But donating at least 5% is a must – due to religious reasons.
It would be great if I would find someone wise, insightful & very good at business so that we can manage and invest the money in a project that would generate lots of jobs for those who are in need , this way the money doesn’t have to stop at the receiver’s door, instead it will keep on giving its benefits. It will be like water in a river instead of water in a pool.
I would hope that the level of my thinking doesn’t decrease as the dollars increase, that I wouldn’t become stingy & snobby.
I think we all would donate some of it, right!!
If I suddenly had a million dollars, I would most likely do a combination of things. I say most likely because life has shown me that reality has a way of changing what I actuallly accomplish. I would pay off personal debts, and my mortage, and would most likey look for another place to live, although maybe not. I love my little house, perhaps I would just add on a room or two. There would be money for my kids, although there would be some sleepless nights trying to decide what is fair for each of them. Some would be designated as charitable giving (more sleepless nights), and the rest would be put away in order to help ease my “golden years”. A million dollars really isn’t that much money, though. I think it would be very easy to spend it all fairly quickly and without good planning, and be left with nothing but a sense of being cheated because it didn’t fix everything a person might think it would fix. For example, I certainly would not stop working (although I might change my current work situation). I would like to think it would make it easier to travel with my friends, which is something I have discovered that I love to do. I would like to think that I would take my time, and plan thoughtfully everything that I would do instead of just reacting, but am unsure that I would have the discipline at this point to accomplish that. So even if I do not have a million dollars, I can work on learning the discipline I would need in that situation. That might even be more valuable than the milllion dollars, and I can start it right now with much less than a million dollars in my little credit union account.
Hi Julia :)
You made a good point on the importance of having discipline no matter what’s in the bank account. This kind of trait is an advantage in all sorts of situations.
First I would pay off my student debt, my partners debt, and pay off my father’s mortgage. I would buy property for my mother so she can open up an even bigger Home Decor shop without having to pay rent.
The next on the list would be a laguna seca BMW M3, a small, comfortable eco-freindly house. A trip to Fiji + Italy since I’ve always wanted to go to those two places :O)
As for my career I would invest/open an epic hollistic healing center in the Northeast. It would consist of varying healing therapies. The concept would focus on a one stop shop for physical, mental, and emotional healing. The world is changing, and healing is a big part of the conscious shift going on! A foundation would be started to assist other’s in starting up their own healing business!
Perhaps I would focus on writing a book, or two as well as speaking publicly to large audiences.
I don’t want to have money without any efforts; I want to make money by working hard, so I can fulfill my dreams and use the money to do good things like helping others who they are in need …etc.
With a million dollars, knowing how impulsive I am, I would take half of it and put it somewhere secure for at least a year. This would give me time to separate my needs from my wants because without planning for it I would spend it all in an instant. With that said, I know the other half a million would be used to improve the lives family, friends and strangers. This is how:
I. I would set aside an amount for my daughter’s education and trust fund.
II. I would ask my mother to retire, pay her mortgage and give her a substantial amount for her personal use.
III. The prudent and hardworking family members and friends I have would receive a small piece of the cake.
IV. The children who attend the primary and secondary school in the village where I am from in Zimbabwe would have their tuition paid for 2 academic years, after which I would sponsor 2 secondary school youngsters with the opportunity to go university every year.
Honestly, this question is kinda hard for me to answer as I barely got any knowledge with this type of things. I don’t know anything about savings, credit cards, life insurance, jobs but I know I would first sit down and analyze for a week or more what WOULD I do with so much money. I know my first priority would be to finish paying our home, help mom pay all of her debts, buy her some nice stuff to make the home more beautiful as she’s always depressed because of this. I would buy my siblings and dad 1 gift for each and then save the rest for the coming years.
With it I would pay to families who I meet sometimes that are in need for help on urgent operations, pay all my school and future university debts. I would start my own small business, move out of the house to my dream home, buy a car, personal things I might want and right after I finish studying go on trip to Japan and live there for at least 5 months.
I’d then return home and save the rest for future needs or for times I wish to donate to charities or help family and friends. I’d try to waste as little of it as possible so it could last for at least 10 years.
Think that this might be a problem I battle to imagine what I would do with 1 million dollars, as the predominant thought is ‘that would never happen to me’! Wondering how long it’s been since I lost the ability to dream?
Dear Julie,
You haven’t lost the ability to dream.. it’s just sleeping within you! I can completely relate to what you are saying though. I’ve spent the last 5 years so bogged down in practicalities and boring everyday life with no light at the end of the tunnel, that I realized one day, I had no dreams. Nothing to look forward to and reach for.
I wish that through this journaling challenge you will find yourself dreaming again. Dreams are what makes us smile and look forward to what the future can hold! Good luck!
:D
After getting myself completely independent on the physical plane, I would use the money to achieve self mastery through workshops and doing all the things I love and never got to do, so I may discover what my purpose on this earth is. I would use the time to integrate and discover what I have learnt in my life, what skills I have, what I most love in order to see how I would be of the highest benefit to mankind in this time of great change…
If I had 1 million dollars I would give some to my family . I would like to travel and have fun with my friends . I would give some to charity . I would buy photography equipment , a piano and maybe an apartment in a different country . I would buy books about science and th universe .
I have thought about this many times. Every time my company lotto group buys tickets, I picture us winning and what I would do with that money! I would clear out my debts first off. They have been a major source of stress for me and while my husband and I are on track to have them paid off in less than 3 years, it would be nice to have them paid off sooner! I would set aside money for my daughter. I don’t want her to have to worry about money when she is in school. We would give money to our family and close friends. It would not feel right for us to have that kind of security without passing on some of it to the people we love!
After all of that, it wouldn’t leave us much. I would continue to work at least until we had reached our savings goals. But I would feel like I had more flexibility to take extra time off work to do some things I love…travel, volunteer at my daughter’s school, etc.
I guess the bottom line is that I would feel free!!
First, I’d be grateful. 10% of whatever I make goes to charity now (after taxes), so I’d give the same with any additional monies.
The rest would depend on how I’d gotten it. I work in investing, so if it were simply part of my income, I’d be boring; allocate some to my son’s future, via investments, bolster my own retirement savings, and partially support a non-profit I’m considering starting. $1m is more “practical” money than “dream” money in my area.
For what you’re really asking, if I’d received $1m from some windfall, and didn’t earn it, I’d allocate a greater portion to charity. “Found” money feels different. I don’t know why. I found a $20 bill (US) on the sidewalk recently and did the same thing. It’s your obligation to pass it along. Good karma follows.
I’d think hard about three options:
1. Give it to the most efficient charity I can find.
2. Have a big PR blitz and offer it as a prize for some advancement in do-gooder-ness. $1m is big enough to get media attention. I’d focus on systemic, self-perpetuating improvements, vs. one-offs.
3. My own non-profit. I’m working on incubating an outsourcing non-profit, so if I needed the money there, I could use it, but I don’t think I’ll need much for that.
I’d likely choose #2. It has a good vibe.
If I won a million dollars….
I would put 50% of it in the bank, and ask my dad to invest another 40%. He’s a banker so he knows about the stock market. I think that I would pretend that I hadn’t won that much money, but instead a more modest amount, like 10,000. I just know that there would be big fights about it, and that my friends would want me to help them with college. And it’s not like I wouldn’t want to, but is that really a friendship then? Money can really complicate things like that.
I would fund my cousin’s project in Uganda. She wants to open a house where girls can stay while they attend school, where they have meals and are safe. I would much rather fund that project than give money to someone I don’t even know.
I would also buy a lot of new clothes and get a makeover and a personal trainer.
With the 10,000 I would say I’d won (or rather, I’d say I won 100,000 and was willing to spend 10) I’d take my friends on spring break to Disney World.
I’d also take my family to Norway if they wanted to go. Our ancestors came from there but most of my family can’t afford to go.
Also I’d get a nice single apartment in Chicago with a parking space. That would be lovely.
If I’d earned a million dollars, I’m pretty sure most of it would be in the bank already, saving for retirement, or for my kids college. It would seem like a lot, but wouldn’t really be since both those things are very expensive. Earning a million is not as exciting as winning it.
if i had one million dollars… first off, i would probably buy a car. then i would get myself off of my debt list at school, pay for my cap and gown, yearbook, senior shirt and hoodie, prom, and grad night. after that, it’s all going into a savings acount which i will “forget” about untill thirty or so years from now.
I have actually put a lot of thought into this question over the years because I’d love to be independently wealthy and never have to worry about money again. I also suffer from an overactive imagination.
The first thing I would do is pay off my parents’ mortgage, so they wouldn’t have to worry about the house. I would also give them money to create their dream kitchen and fix up the bathrooms.
Next, I would automatically put 30% into savings… for a rainy day, for vacations, for my children’s education.
Then I would build boyfriend’s and my dream house somewhere and sell our house now. Finally, I’d buy a new car — the one I really want — pay off my studient loans and other debt, and go on a relaxing two-week vacation in Hawaii.
I’m pretty sure that would account for all of it. Now that I actually budget it out, could I have two million?
Wow!! What couldn’t I do. I will list them in no particular order:
1. Buy my Dad his dream car-a Jaguar
2. Pay off my debts
3. Put X amount into a High Interest account
4. Open an ISA with it’s maximum limit
5. Start 2 trust funds for my future children
6. Buy my appartment
7. Put X amount into an investment account to grow each month and year
8. Buy myself a mid size car with lots of features
9. Buy an Egyption Mau cat
10. Pay for a weekly cleaner for my Brother!
11. Invest in money earning Bonds
12. Pay my Parents as much as they need (I know them well enough not to go overboard)
13. Take my Parents and my partner to Disney Land Florida
14. See the Million as ‘ours’ instead of just mine (my family,partner and myself)
15. Lastly: Be very responsible with it which I feel this list presents and once that is taken care of then do whatever with a budgeted amount as we please!
I like #14 and #15… I think those are the most important points!
Thanks Jen x Celes did say that after the immediate responses are out of the way you actually come to what is deep down underneath and my last two: 14 & 15 were the ‘real’ ways I would use the million and that’s why I stopped there :-)
If I had one million dollars, I would like to use it to do as much good in the world as possible. Of course, some of it would probably have to go towards debts like school bills, but I would try to actually live off of work-earned money as much as possible. The one million would probably best be invested in building/developing the farm I hope to have one day so that I can provide a home for misfit farm animals.
Nothing particularly exciting to be honest! I would tell my wife, have a little celebration, and then discuss how we’d allocate the money. We’d both be very excited but also recognise that $1M isn’t a huge amount of money in Australia today. I suspect we’d breakdown the spending of $1M something like this:
$700K – buying home
$200K – give to family
$100K – donate to environmental and social justice charities
I think the greatest gift from having $1M would be the flexibility. We would no longer have to pay rent, removing our greatest financial responsibility. Between us we’d only have to work a few days a week to get by, and we could focus on doing the things we’ve always wanted to. My wife could do her Architecture degree that she’s been dreaming of, and I could write or do teaching part time, or just read and enjoy a quiet, reflective life.
In a way I don’t think $1M would change our lives significantly. We already live in the area we want to, but would buy a home for stability reasons for when our daughter reaches school age. We wouldn’t spend the money on flash cars or appliances as we’ve already got everything we need.
We’re already living incredibly blessed lives that I’m immensely thankful for. $1M would make it that little bit sweeter, but we can certainly do without!
I would be overwhelmed! I’d sit and write lists about what I’d like to do with the money. What I wouldn’t do is spend it all in a few weeks. I’d like to make sure I use it wisely and that my family and I won’t have to work again. I’d set up a business donating some of the profits to Charity and buy a house. I wouldn’t tell too many people as I’d like to be treated the same as always.
If I had a whole lot of money, then I would retire and live a simple life. It would be lovely to have some fall back money in case I change my mind and get bored with daily excess writing, reading and meditation.
good start
First, I would buy a new house. Second, I would set my mother and my in laws up so they would no longer have to worry. Next, I would set up an investment fund to make sure I would get a good return on the money. Then I am going to pack my suitcase and head for Jamaica where I am going to sit on the beach and sip drinks out of cups with umbrellas in them all day long for a week. A million bucks isn’t what it used to be so I guess I would go back to work after that. But, I would go shopping first and buy that Birken bag I always wanted and get my daughter all of those new clothes she wants. I guess my son should get some things too. My husband would also like to set up a business so I guess we could finally start that too! Well, that would be my boring way of spending my million bucks!
I would finally buy a house… Install my family in it and leave it again :-)
we would all go around the world and work for good causes. Meanwhile i would maintain my
small company over the internet.
Having enough money compared to a normal income, i would love having my wife doing all the
creative projects shes always working on and talking about.
A Volvo or a VW Transporter hmmm difficult….
House with a biiiig workroom….yes!
Scuba certicate….yes please
Cherity……absolutely
I would pay of my current debts, i.e. bond and some small accounts. I’d give a tenth of the R1 000 000 to a missions organisation in India who does really great work to bring the gospel to those people, but also uplift them in practical ways.
Without going into real calculations I’d consider the following: look at what provision we need to make for retirement OR use the money to fulfill a dream of becoming part of a sustainable eco village where we work for ourselves and the community and not directly for money to pay others to do the things we should be doing with and for our kids, such as schooling, etc.
I would buy a home for my family to make sure they always have a place to stay. I would buy a car for each of my children. I would travel. I would put some in savings & I would share some. I would pursue more of my personal dreams more avidly.
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